1.- Legal Terms & Conditions
This website (www.gesamedia.es) is property of the commercial company GESA MEDIACIÓN S.L.U. CORREDURÍA DE SEGUROS (hereinafter GESA MEDIACIÓN) and its purpose is to provide Internet users with information about the services and activities provided by the company, as well as to show its corporate image.
The use of the website www.gesamedia.es implies the unconditional acceptance of the following Terms & Conditions of use. For this reason, we beg you to read them carefully before using this page. In case you do not accept any of the legal Terms & Conditions of this website, we remind you that you must refrain from using it. We also warn you that GESA MEDIACIÓN, as owner of the website, reserves the discretionary right to change, modify, add, eliminate or substitute these Terms & Conditions at any time, without the need of previous notice to the users. Consequently, we recommend that you visit this section every time you access this website so that you can verify the content of these Terms & Conditions and the possible changes made to them.
2.- Ownership and general information
In compliance with the provisions of Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, we inform you that the owner of the website is GESA MEDIACIÓN, with address at Avenue Libertad, nº1 Entlo Edif Clara anexo, CP 30009 Murcia (Murcia) y CIF. B-73175150.
GESA MEDIACIÓN is registered in the Registry of the General Directorate of Insurance and Pension Funds under number J-2201 and has a Civil Responsability Insurance and Financial Capacity as established in the Law 26/2006, of July 17 , on Private Insurance and Reinsurance Mediation.
GESA MEDIACIÓN does not have any type of participation in any Insurance Company, nor is it owned by any entity of this nature, so we offer you professional and impartial advice.
3.- Service information
Through this website, GESA MEDIACIÓN offers its clients the possibility of requesting the contracting of insurance policies, although the decision to insure or not the risk requested by our clients corresponds, solely and exclusively, to the insurance companies with we collaborate.
In order to comply with your request, GESA MEDIACIÓN will have to transfer the personal data you provide to the Insurance Companies we collaborate with.
In accordance with the article 26 of the Law 26/2006, of July 17, of Private Insurance and Reinsurance Mediation, we inform you that the offer we present to our clients is the result of the independent and objective advice given by GESA MEDIACIÓN who, among the same type of insurances offered by different insurance companies, proposes the one that, according to our professional criteria, better adapts to your needs, taking into account both the information provided by the client and our experience of more than 20 years in the market.
The total price to be paid for the requested policy will be that which, unless there is an error or omission on the part of the Insurance Company, is stated in the proposal that we will send you. In any case, the price offered by GESA MEDIACIÓN includes all possible concepts, whether they are expenses, taxes or fees, so that you will not have to pay a different or additional amount to the one stated in the offer we send you.
The offers made by GESA MEDIACIÓN upon your request for insurance will have a limited and non-renewable validity of 1 month, counted from the date you receive the offer. After this period without having contracted the policy, the offer will lose all its validity and effectiveness, and will not be binding for GESA MEDIACIÓN.
4.- Right of withdrawal
We inform you that, by virtue of the provisions of Article 10 of Law 22/2007, of 11 July, on the Distance Marketing of Financial Services to Consumers, you have a period of fourteen (14) calendar days to withdraw from any insurance contract you may have taken out, without the need to indicate the reason for the withdrawal and without any penalty, provided that the harmful event covered by the insurance has not occurred. This period shall commence on the date of conclusion of the contract or on the day on which the contractual conditions and other legally required information are received.
This withdrawal period shall be thirty (30) calendar days if the contract concluded is for a life insurance policy of more than six months’ duration. From the date on which the right of withdrawal is communicated, the coverage of the risk by the insurer shall cease and the policyholder shall be entitled to a refund of the premium paid, except for the part corresponding to the period of time during which the contract was in force.
The right of withdrawal shall not apply to those insurance contracts taken out to fulfil an insurance obligation of the policyholder.
To exercise the right of withdrawal, you may contact GESA MEDIACIÓN in writing at Avenue. Descubrimiento, 15- Ed. Gran Vía Bajo 5. Murcia, or by e-mail to the following e-mail firstname.lastname@example.org.
5.- Customer service
Likewise, we inform you that in order to attend to and resolve complaints and claims, GESA MEDIACIÓN has a Customer Service. Said Service has the obligation to resolve said compñaints or claims within a maximum period of two months from the date of presentation. If such resolution is not to the linking of the Client, he/she may contact the Claims Service of the General Directorate of Insurance and Pension Funds.
Directorate General of Insurance and Pension Funds
Pº de la Castellana 44
6.- Industrial and Intellectual Property
Unless expressly stated otherwise, access to this website confers a limited, non-transferable and non-exclusive right to use, display and navigate through it, and also allows you to use the material provided for your personal and non-commercial use. This right is obviously conditional on strict compliance with the provisions contained in these Terms & Conditions.
This website contains information, software, trademarks, photographs, videos, texts, graphics, music, suggestions, comments, ideas, notes, drawings, articles and other materials (collectively referred to as “Content”) which are protected by intellectual and/or industrial property rights, owned by GESA MEDIACIÓN or third parties.
GESA MEDIACIÓN holds the ownership or the license of use of the Content, being authorized to carry out the design, planning, modification, replacement and improvement of said Content. The limited right of use conferred by access to this Web page does not allow you, under any circumstances, to copy, reproduce, modify, publish, transmit, distribute, dispose of or in any way exploit the Content, in whole or in part, or to exploit it commercially.
Please note that this website collects non-personally identifiable information through “cookies”.
“Cookies” are small text files placed on your computer to identify you Internet browser and the activities you perform on our site.
These “cookies” are used for various purposes, such as to save you time when using our website (e.g. to save you time by not having to re-enter your language selection each time you visit our website); to allow us to statistically monitor your use of our website, thus helping us to improve our online offering.
Please note that you can refuse “cookies” if you wish, without this preventing you from using our website. We also inform you that most browsers offer instructions on how to reject “cookies” in general or to indicate that you are receiving a “cookie” at a particular time. Typically, the “Help” section of your Browser toolbar will tell you how to do this.
Notwithstanding the above, we inform you that certain products, offers, features or resources on our website may not operate correctly if you do not allow the use of “cookies”, thus losing a number of advantages.
8.- Exclusion of guarantees
Please note the following exclusions of guarantees:
a) Exclusion of guarantees and responsibility for the operation of the website
GESA MEDIACIÓN does not guarantee the uninterrupted access and correct operation of this Web page, nor that it is free of defects, errors, computer viruses or other harmful components.
In the event that GESA MEDIACIÓN appreciates any of these anomalous circumstances, it will try to correct them as soon as possible, but it will not assume any kind of responsibility in this sense, especially regarding the possible contagion of your computer by a virus hosted in this website.
Therefore, we recommend that before you start browsing through this website you have installed and properly updated antivirus software, which allows you to detect any possible virus that may have infected this page. Despite this recommendation, we also inform you that the installation of anti-virus software and its updates do not imply an absolute guarantee against possible contagion by computer viruses.
Consequently, GESA MEDIACIÓN will not admit any type of responsability for the damages that may be caused in your computer equipment and that have their origin in the access or use of this website or in the download of products, offers, contests and/or material available in it.
b) Exclusion of guarantees and responsibility for the contests
The resources, information, contect and other materials of this website have been provided either by GESA MEDIACIÓN or by sources outside of it. For this reason, GESA MEDIACIÓN can not guarantee the reliability, suitability, truthfilness, accuracy and updating of the resources, information, content and other materials of this Web page is your exclusive responsibility.
If you wish to obtain more precise and reliable information about any content, we suggest that you contact us at the following e-mail address email@example.com and we will try to deal directly with your request and, if this is not possible, we will provide you, where appropriate, with the details of the sources that provided us with the content in question, so that you can contact them.
c) Exclusion of guarantees and responsibility for links to other pages.
GESA MEDIACIÓN may provide different types of links to other websited owned, controlled or operated, totally or partially, by third parties. These links are provided exclusively to facilitate your quick access to other websites where you can find information that may be of interest to you.
We warn you, however, that the contents of those websites accessed through links are not under the control of GESA MEDIACIÓN, and in case you decide to access the linked website, you do so at your own risk. The fact that GESA MEDIACIÓN provides a link to a third party’s website does not mean that we approve, authorize or sponsor such website or that we are, in any way, associated with that third party. Any mention of products or services offered through the website owned by a third party, which is provided solely for your convenience and information, does not constitute an approval or recommendation of such products or services by GESA MEDIACIÓN.
In accordance with the above, GESA MEDIACIÓN does not assume any kind of responsibility regarding the opinions, comments or statements made by such third parties in its own web pages.
9.- Legislation and Jurisdiction
These Terms & Conditions shall be construed in accordance with the laws of Spain.The exercise of any action related to the use of this website or to these Terms & Conditions shall be subject to the jurisdiction of the Courts of Madrid (Spain), waiving any other jurisdiction that may correspond to you.
If any provision contained in these Terms & Conditions shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms & Conditions and shall not affect the validity and enforceability of any remaining provisions.